lastexit99
2009-10-06 12:36:37 UTC
Just a short little story...
It's been a while so take it easy on me.
My wife and I, you may remember that I got married this past summer,
are in the final stages of buying a house. We found a great place,
got a great deal, and have great parents who are helping out to make
sure it happens. I will have to say that the home buying experience
is probably one of the worst things I've ever gone through in my
life. I guess it doesn't compare to losing my grandfather this past
year, or finding out one of X's was screwing my best friend...but it's
close. I won't bore you with details, although that's where the fun
stuff is, but we signed a contract on this house almost 45 days ago,
got preapproved for the loan almost 30 days ago, and ever since then
we have been undergoing an inquisition that makes me feel like I have
broken a law or something.
The thing that gets me the most is that the bank never asks for what
they actually want. They say, "we need proof of 'X'". So I provide
it. Then after 2 or 3 days they say, "well 'X' looks good but we
really need "Y'". So I growl and provide it. Then they say, "well,
"Y" isn't really what we want it has a word on it we don't like, can
you get us a "Y" that doesn't use that word? Also we need "Z" now
too, yeah didn't think we would but we need it."
To me at this point the scary part is that the contract I signed on
the house expires this week. The homeowners, who never even had a bid
on the house in a year and a half before mine suddenly have 3 or 4,
some of which are for more money than my contract is for. So if I
can't get this house bought by the end of this week, I may have to
start the whole process over.
So friends out there in Pearl Jam fandom land, say a prayer, cross
your fingers, light a candle, rub a budda, wish on a star...whatever
it is you do, and hope this works out for me.
It's been a while so take it easy on me.
My wife and I, you may remember that I got married this past summer,
are in the final stages of buying a house. We found a great place,
got a great deal, and have great parents who are helping out to make
sure it happens. I will have to say that the home buying experience
is probably one of the worst things I've ever gone through in my
life. I guess it doesn't compare to losing my grandfather this past
year, or finding out one of X's was screwing my best friend...but it's
close. I won't bore you with details, although that's where the fun
stuff is, but we signed a contract on this house almost 45 days ago,
got preapproved for the loan almost 30 days ago, and ever since then
we have been undergoing an inquisition that makes me feel like I have
broken a law or something.
The thing that gets me the most is that the bank never asks for what
they actually want. They say, "we need proof of 'X'". So I provide
it. Then after 2 or 3 days they say, "well 'X' looks good but we
really need "Y'". So I growl and provide it. Then they say, "well,
"Y" isn't really what we want it has a word on it we don't like, can
you get us a "Y" that doesn't use that word? Also we need "Z" now
too, yeah didn't think we would but we need it."
To me at this point the scary part is that the contract I signed on
the house expires this week. The homeowners, who never even had a bid
on the house in a year and a half before mine suddenly have 3 or 4,
some of which are for more money than my contract is for. So if I
can't get this house bought by the end of this week, I may have to
start the whole process over.
So friends out there in Pearl Jam fandom land, say a prayer, cross
your fingers, light a candle, rub a budda, wish on a star...whatever
it is you do, and hope this works out for me.